If U Havent Read It.. Better Be

Read It During Lunch Time.. The Author Somehow Hit The Nail On This One.. Now It Does Open Ur Mind.. Its Not The Credit Card That Really Is The Biggest Effect That Cause Most Of Us Bruneian In A Dire Financial Problem.. In The Writer's Opinion While The Ministry Of Finance Stated That Its The Credit Card That Causes An Upset In Our Financial.. The Writer's Also Stated That With Evidence The Easy Access To Personal Is The Biggest Contributor Of All Financial Problems.. To Some Extend Some Loans Are Being Paid Until The Age Of 55 Which Is Very True.. My Dad Was One Of Them.. Just Imagine Some Loans As Well Aware Off Are Deducted Through Our Monthly Wages And Probably More Than Half Of The Total Amount Of Our Monthly Salaries Been Deducted Which Left Very Little For Monthly Spending.. And That Is Where As The Writer Claimed Credit Cards Become Handy.. As Like The Terms That Small Scale Business Always Used "Modal Atu Dipusing" So Does With The Credit Cards.. The Bills Are Being Paid Then Its Been Used Again To Buy All Other Necessities.. All I Have To Say Is Good Luck To Everyone Coz The Debate Between The Pros And Cons About This Matter Are Not Going To End Soon Heeeee

True To The Bone!
RicHteR